Webce Annuity Study guides, Class notes & Summaries
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TESTBANK FOR WEBCE 2024 UPDATE WITH 1000+, CORRECTLY ANSWERED QUESTIONS ALREADY GRADED A+ |HIGHLY PREADICTED AND 100% SUCCESS GUARANTEED|
- Exam (elaborations) • 476 pages • 2024
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TESTBANK FOR WEBCE 2024 UPDATE WITH 1000+, CORRECTLY ANSWERED QUESTIONS ALREADY GRADED A+ |HIGHLY PREADICTED AND 100% SUCCESS GUARANTEED| 
 
Buying life or health insurance is an example of which risk management technique? 
 
risk avoidance 
risk reduction 
risk retention 
risk transfer - risk transfer 
 
What is the mathematical concept of probability that helps insurers estimate the statistical likelihood of mortality or morbidity losses at any given age? 
 
law of large numbers 
unde...
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How to Structure an Annuity Contract WebCE questions well answered graded A+
- Exam (elaborations) • 4 pages • 2024
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How to Structure an Annuity Contract WebCE questions well answered graded A+ 
Which term refers to structured payouts that will liquidate an annuity's invested premiums and accumulated earnings over some period of time? - annuitization 
 
At Eileen's death, Winthrop received the death benefit payable under Eileen's annuity and chose to continue the contract in his name and continue to accrue tax-deferred accumulations. What was Winthrop's relation to Eileen? - He was her spou...
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TESTBANK FOR WEBCE 2024 UPDATE WITH 1000+, CORRECTLY ANSWERED QUESTIONS ALREADY GRADED A+ |HIGHLY PREADICTED AND 100% SUCCESS GUARANTEED|
- Exam (elaborations) • 476 pages • 2024
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TESTBANK FOR WEBCE 2024 UPDATE WITH 1000+, CORRECTLY ANSWERED QUESTIONS ALREADY GRADED A+ |HIGHLY PREADICTED AND 100% SUCCESS GUARANTEED| 
 
 
Buying life or health insurance is an example of which risk management technique? 
 
risk avoidance 
risk reduction 
risk retention 
risk transfer - risk transfer 
 
What is the mathematical concept of probability that helps insurers estimate the statistical likelihood of mortality or morbidity losses at any given age? 
 
law of large numbers 
un...
-
How to Structure an Annuity Contract WebCE questions well answered graded A+
- Exam (elaborations) • 4 pages • 2024
-
- $9.69
- + learn more
How to Structure an Annuity Contract WebCE questions well answered graded A+ 
 
Which term refers to structured payouts that will liquidate an annuity's invested premiums and accumulated earnings over some period of time? - annuitization 
 
At Eileen's death, Winthrop received the death benefit payable under Eileen's annuity and chose to continue the contract in his name and continue to accrue tax-deferred accumulations. What was Winthrop's relation to Eileen? - He was her sp...
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Annuity – WebCE with Correct Solutions 2024
- Exam (elaborations) • 5 pages • 2024
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Annuity – WebCE with Correct Solutions 
2024 
Annuitization is - Answer -Accumulated values are converted into a stream of periodic income payments. 
How often can payments of annuities be paid out? - Answer -A specified term of years, for life, or a 
combination of the two. 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well suited for 
late-life retirement planning? - Answer -When a consumer priorities and needs typically shift from asset 
accumul...
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extra questions for WebCE with Correct Solutions 2024
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extra questions for WebCE with Correct 
Solutions 2024 
Which of the following is characteristic of Virginia's Long-Term Care Insurance Partnership program? - 
Answer -both I and II 
John's long-term care insurance partnership policy lapsed for nonpayment of premiums while he was 
confined in a nursing home. His coverage for that nursing home confinement would cease in all of the 
following circumstances EXCEPT: - Answer -immediately upon lap
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Insurance regulation Questions and Correct Solutions 2024
- Exam (elaborations) • 2 pages • 2024
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Insurance regulation Questions and Correct 
Solutions 2024 
A licensed producer may be fined for non willful and for willful violations of insurance laws with the 
following respective fines: - Answer -$2,500/$5,000. A licensed producer can be fined up to $2,500 for 
non willful violations and up to $5,000 for willful violations of insurance laws 
When an insurance agency published an advertising brochure, it emphasized the company's financial the 
company's financial stability and sound busin...
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Insurance webce with Correct Solutions 2024
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Insurance webce with Correct Solutions 2024 
risk - Answer -Chance of loss 
Pure risk - Answer -If it's pure you can insure 
Speculative riak - Answer -Loss or gain 
peril - Answer -The cause of loss 
Life insurance peril - Answer -Death 
Health insurance peril - Answer -Illness, accidental injury, disability 
hazard - Answer -Increases chance of peril 
Risk Transfer - Answer -shifting risk to another party 
Underwriting - Answer -Assessing an applicant 
Law of Large Numbers - Answer -Mathemati...
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Iowa Casualty Practice Exam with Correct Solutions 2024
- Exam (elaborations) • 9 pages • 2024
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Iowa Casualty Practice Exam with Correct 
Solutions 2024 
An insured would be prudent to rely upon health insurance to cover injuries sustained in an auto 
accident because medical payments coverage under a personal auto policy. (PAP - Answer -has relatively 
low limits 
If a group of insureds are rated by class, they will - Answer -be charged the same premium rate 
Nelson is the president of his company and has a company car. He does not have a personal auto policy 
because he does not own anot...
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Life and Health Insurance Exam Webce Correctly Answered 2024
- Exam (elaborations) • 11 pages • 2024
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Life and Health Insurance Exam 
Webce Correctly Answered 2024 
Risk - Answer -Chance of loss 
Loss - Answer -Unplanned reduction of economic value 
Peril - Answer -cause of loss 
Hazard - Answer -a condition that increases the chance of peril 
Risk Transfer - Answer -buying insurance to shift the risk to insurance company 
Underwriting - Answer -assessing applicant to determine insurability 
Adverse Selection - Answer -people with greater risk of loss trying to buy insurance 
Mutual Companies - ...
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