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Florida Insurance Samenvattingen, Aantekeningen en Examens
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214 Florida Insurance Exam Questions And Answers (Solved)
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214 Florida Insurance Exam Questions And Answers (Solved)
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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED
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214 FLORIDA INSURANCE LIFE AND 
VARIABLE ANNUITY ACTUAL EXAM 
UPDATED 
variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of 
the payments, they fluctuate according to the value of an account vest primarly in 
common stocks 
join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes 
in force so long as any one of them survives 
period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a 
definite minimum peroid of paymen...
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FLORIDA INSURANCE ADJUSTER LICENSING TEST WITH ISSUES AND OPTIONS
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FLORIDA INSURANCE ADJUSTER LICENSING TEST WITH ISSUES AND OPTIONS
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Florida Insurance Exam questions and answers 2024
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The clause identifying which losses resulting from an accident or sickness are insured 
by the policy is called the: - ANSWERS Insuring clause 
K applies for a life insurance policy on herself and submits the initial premium with the 
application. She is given a receipt by the agent stating that coverage begins 
immediately if the application is approved. What kind of receipt was used? - ANSWERS 
Conditional 
A life insurance arrangement which circumvents insurable interest statutes is calle...
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Florida Insurance Exam 100% questions and correct answers
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Risk - ANSWERS the chance of financial loss 
Risk is NOT the loss itself, but the _________ of loss. - ANSWERS CHANCE 
Policy - ANSWERS a written contract for effecting insurance and includes Clauses, 
Riders, endorsements, and papers which are part of the contract 
Insurance - ANSWERS a contract where one undertakes to indemnify another or pay a 
specific amount determined on contingencies 
Binders - ANSWERS temporary insurance which can be made orally or written 
property insurance - ANSWERS...
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Florida Insurance Exam (2-15) questions and answers 2024
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A Supplementary Medical Expense policy combines the benefits of what two types of 
plans? - ANSWERS Basic Medical and Major Medical 
Which of the following is not correct concerning Health Maintenance Organizations? - 
ANSWERS They mandate enrollment for groups of 25 or more. 
Which is not true concerning a Hospital Fixed-Rate plan? - ANSWERS Benefits are 
paid directly to the hospital 
When benefits are paid to a policyowner covered under a Hospital Expense policy, the 
policy is considered ...
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Florida Property & Casualty Insurance Exam Questions and Answers 100% Pass
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Florida Property & Casualty Insurance Exam 
Questions and Answers 100% Pass 
The FAJUA is composed of: - Correct Answer ️️ -All companies licensed to write auto 
insurance in Florida 
A coverage that is similar to premises and operations coverage in the Commercial 
General Liability Policy covering bodily injury and property damage liability for aviation 
risks is defined as: - Correct Answer ️️ -Airport and Air Meet Liability 
Homeowners HO-3 policy - severe theft loss. Coverage A limit...
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Florida 2-20 Agents License Exam Questions with 100% Correct Answers
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Florida 2-20 Agents License Exam 
Questions with 100% Correct Answers 
The Florida Surplus Service Lines Office (FSLSO) was created to - Correct Answer ️️ 
-oversee the surplus lines industry in the state 
Which of the following is NOT a required qualification for a General Lines Agent: - 
Correct Answer ️️ -Seeking the license only to write controlled business 
The Department of Financial Services performs the following, EXCEPT: - Correct 
Answer ️️ -Pays insurance claims 
Once lice...
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Florida 2-15 Insurance License Exam Questions and Answers 100% Pass
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Florida 2-15 Insurance License Exam 
Questions and Answers 100% Pass 
Accumulation units are converted into annuity units: - Correct Answer ️️ -at the time of 
annuity payout. 
A group life insurance plan in which the employer pays the entire premium is known as 
a ________________ plan. - Correct Answer ️️ -noncontributory 
If a disabled worker covered under Social Security disability benefits recovers and then 
is disabled again within five years, a new waiting period is required befor...
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Florida 2-20 Exam Questions and Answers 100% Pass
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Florida 2-20 Exam Questions and Answers 100% Pass 
B. A general lines agent or a general lines insurance agency - Correct Answer ️️ -Who 
may appoint a Customer Representative? 
Select one: 
A. A surplus lines agent holding a general lines license and a surplus lines license 
B. A general lines agent or a general lines insurance agency 
C. An adjuster 
D. An insurance company 
D. After 90 days in Florida - Correct Answer ️️ -Mr. Smith lives in New Jersey but visits 
Florida each year. Wh...
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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL Questions and Answers 100% Pass
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Pearson VUE: Property Insurance Practice Exam, Study 
questions insurance, Casualty FL Questions and 
Answers 100% Pass 
S is purchasing a Commercial Property policy to cover a commercial building with a 
replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. 
To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy 
with minimum limits of AT LEAST which of the following amounts? 
A. $100,000 
B. $90,000 
C. $80,000 
D. $20,000 - Corr...
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Property and casualty Florida Exam Questions and Answers 100% Pass
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Property and casualty Florida Exam 
Questions and Answers 100% Pass 
risk - Correct Answer ️️ -Chance of a financial loss 
Assumed risk - Correct Answer ️️ -Amount of risk the insured is willing to absorb 
Pure Risk - Correct Answer ️️ -a risk that presents the chance of loss but no 
opportunity for gain 
Speculative Risk - Correct Answer ️️ -Chance of loss or gain 
insurance - Correct Answer ️️ -a practice or arrangement by which a company or 
government agency provides a gu...
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