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Arizona Real Estate Salesperson Exam With Guaranteed Accurate Answers
- Exam (elaborations) • 43 pages • 2024
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What are the two requirements of the property if the anti-deficiency statute is to apply? - correct answer 2.5 acres or less. Utilized as a family home for a 1 or 2 family dwelling. 
 
In a deed of trust, who is the "trustor?" - correct answer The person buying the house (the purchaser). 
 
Who has priority in liens even over a purchase money mortgage lien filed prior? - correct answer Liens for unpaid property taxes and agricultural liens on crops. 
 
Does an IRS lien filed in 2015 have prior...
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Arizona Real Estate Practice Questions With Guaranteed Accurate Answers
- Exam (elaborations) • 61 pages • 2024
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Within how many days after property transfer shall a buyer submit a completed transfer form and file with ADEQ - correct answer 15 days 
 
An example of involuntary alienation is where title to real estate passes by: - correct answer Sheriff's deed 
 
What event will create an involuntary life estate? - correct answer Dower interest becoming cohate 
 
A valid warranty deed must contain all of the following elements, except: - correct answer Signed by grantee 
 
The clause in a deed which sets f...
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Arizona School of Real Estate & Business : Sales Exam with guaranteed accurate answers
- Exam (elaborations) • 51 pages • 2024
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When a deed in lieu of foreclosure is given to a lender, which of the following is true? - correct answer Time and cost are less 
 
B buys land from W using a deed of trust as security for the carryback. B makes all the payments except the final three and is now in default. W does nothing and decides not to foreclose until later. By doing this W is exercising his right of: - correct answer Forbearance 
 
A commercial building is sold in a foreclosure for $100,000 less than the balance due the le...
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Arizona Adjuster - Property & Casualty Exam With Guaranteed Accurate Answers
- Exam (elaborations) • 27 pages • 2024
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Under the BOP, how much would be paid for any one tree, shrub, or plant in case of a covered cause of loss? - correct answer The policy provides a limit of no more than $1,000 on any one tree, shrub, or plant with a total limit of $2,500. The older 
forms provided $500. 
 
Name the coverage that applies to the extra cost the insured incurs to make temporary repairs and speed up the permanent 
repairs or replacement of damaged covered equipment under an Equipment Breakdown policy. - correct answe...
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Arizona Property & Casualty Insurance Exam With Guaranteed Accurate Answers
- Exam (elaborations) • 4 pages • 2024
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Appraisal - correct answer What provision of a Property Policy applies when an insured and the insurer cannot agree on the amount of the loss? 
 
Exclusions - correct answer Which part of a Property policy specifies the causes of loss (perils) that are not covered? 
 
Insurer's - correct answer When an insured suffers a loss, they are required to prepare an inventory of the damaged property at the ___ request. 
 
True - correct answer T/F: Open peril policies include losses by theft. 
 
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Arizona Life And Health Full Exam Questions With Guaranteed Accurate Answers
- Exam (elaborations) • 24 pages • 2024
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Which of these is true regarding the exchange of consideration among parties involved in an insurance contract? - correct answer Can be unequal 
 
The premiums paid by an employer for his employee's group life insurance are usually considered to be? - correct answer Tax-deductible to the employer 
 
Kevin has an existing life insurance policy and assigns it to another insurer for a new contract. How would this transaction be treated for tax purposes? - correct answer As a section 1035 exchange ...
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Arizona Life Insurance Exam - General Insurance Questions With Guaranteed Accurate Answers
- Exam (elaborations) • 10 pages • 2024
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Agent/Producer - correct answer Legal representative of an insurance company (classification of producer usually includes agents and brokers, agents are the agents of the insurer) 
 
Applicant (proposed insured) - correct answer Person applying for insurance 
 
Broker - correct answer Insurance producer not appointed by an insurer and is deemed to represent the client 
 
Insurance Policy - correct answer Contract between a policyowner (and/or insured) and an insurance company which agrees to pay...
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Arizona Life Insurance Exam Questions With Guaranteed Accurate Answers
- Exam (elaborations) • 11 pages • 2024
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Beneficiary - correct answer A person who receives the benefits of an insurance policy 
 
Death Benefit - correct answer The amount paid upon the death of the insured in a life insurance policy 
 
Cash Value - correct answer Equity amount accumulated in permanent life insurance 
 
Estate - correct answer A person's net worth 
 
Illustrations - correct answer Presentation or depiction of nonguaranteed elements of a life insurance policy 
 
Life Insurance - correct answer Coverage on human lives ...
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Arizona Life Insurance Exam With Guaranteed Accurate Answers
- Exam (elaborations) • 21 pages • 2024
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Insurance - correct answer a contract that idemnifies another against loss, damage or liability from an unknown event. 
 
Indemnify - correct answer To make a person whole by restoring that person to the same financial position that existed before the loss. 
 
Policyowner - correct answer The insured 
 
Premium - correct answer A set amount of money for the insurance 
 
Insurer - correct answer The insurance company 
 
Insured - correct answer Person covered by insurance 
 
Policy - correct answ...
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Arizona life and health insurance exam with guaranteed accurate answers 2024
- Exam (elaborations) • 23 pages • 2024
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When the disclosure of an insured's nonpublic information is involved, what is the insurer obligated to do? - correct answer Give notice, explain, and allow opting out 
 
Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after - correct answer 9:00 PM 
 
A health plan offered by private insurance companies is - correct answer Medicare Supplement 
 
Chris has a single major medical contract which covers all medical expenses. His plan is considered to be - correct answer...
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