California life insurance Study guides, Class notes & Summaries
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Legal Aspects of Real Estate Final Exam 2023/2024 With Complete Solutions
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Legal Aspects of Real Estate Final Exam 2023/2024 With Complete Solutions 
Because the United States started as an English colony, our legal system is a mix 
of 
common law and civil law 
Which of the following is not one of the four main sources of law? 
Contract law 
Based on the two broad categories of law, which one covers typical cases 
involving contracts and property ownership? 
Civil law 
The California _________ is the highest court level and all courts in California are 
bound by it...
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CNPR Exam Prep Questions With Answers
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CNPR Exam Prep Questions With Answers 
 
Pharmaceuticals are arguably the most socially important healthcare product - ANS True 
 
Pharmaceuticals is a high risk under-taking, in which many promising leads prove disappointing - ANS True 
 
Pharmaceutical sales are highest in which geographical regions? - ANS The US, Western Europe and Japan 
 
What has fueled recent growth in the pharmaceutical industry? - ANS Population growth and increased life expectancy 
 
The US accounts for about ...
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California Life Insurance Exam | Questions with 100% correct answers | verified
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What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a 
legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all times. 
Any situation that presents the possibility of a loss is known as - a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? - 
Personal judgment. 
The direct distribution of insura...
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XCEL Final Exam California Life Insurance Exam Questions and Answers 2024
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A savings vehicle designed to first accumulate funds and then systematically liquidates the funds is called a(n) - Deferred Annuity 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - 60 Payments 
 
What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start 
 
The systematic liquidation of a sum of money...
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers)
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers) 
 
 
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California life accident and he...
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CA Life Insurance Exam Questions and Answers 100% Pass
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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? Personal ...
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California Life, Accident, and Health Insurance Final Exam Questions and Answers (2022/2023) (Verified Answers)
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California Life, Accident, and Health Insurance Final Exam Questions and Answers (2022/2023) (Verified Answers)
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AD Banker Comprehensive Final Exam Questions with answers. 100% pass rate. 2022/2023.
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AD Banker Comprehensive Final Exam Questions with answers. 100% pass rate. 2022/2023. 
 
 
Dividends if declared are paid: 
 
A. Annually 
B. Semi-annually 
C. Monthly 
D. Quarterly - A. Annually 
 
An insured dies within the time limit of an Increasing Term Rider and the beneficiary receives the face amount plus the value of all paid premiums. Which rider is attached to the policy? 
 
A. Return of Cash Value 
B. Term to age 100 
C. Return of Premium 
D. Waiver of Premium - C. Return of Premium ...
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California Life Insurance State Exam Simulator Questions and Answers
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California Life Insurance State Exam Simulator Questions and Answers
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CALIFORNIA LIFE ONLY LIFE INSURANCE STATE EXAM QUESTIONS AND ANSWERS
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CALIFORNIA LIFE ONLY LIFE INSURANCE STATE EXAM QUESTIONS AND ANSWERS
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete Solutions
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsCA PSI Site - Life, Accident and Health Agent Examination (Life Agent) with Complete SolutionsAdmitted Insurance Company vs. Non-Admitted Insurance Company - ANSWER-An admitted insurance company is authorized to transact insurance in California because it has a Certificate of Authority granted by the California Department of Insurance (CDI) 
 
A non-admitted insurance company is not authorized to transa...
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California Life Insurance State Exam Simulator Questions and Answers 100% Pass
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California Life Insurance State Exam Simulator 
Questions and Answers 100% Pass 
Exclusion ratio - Correct Answer ️️ -An annuitant would life to determine the amount of 
an annuity distribution that is exempt from taxation. What is used to calculate this? 
Mortality rate, 
Exclusion ratio, 
Morbidity rate, 
Debt-to-Equity ration 
Offers a maximum interest rate that increases annually - Correct Answer ️️ -Which of 
the following is NOT a feature of equity-indexed annuities? 
Offers long t...