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IPAP BUNDLED EXAMS WITH COMPLETE SOLUTIONS
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How do warranties differ from representations? 
A. a warranty is guaranteed to be true, a representation is believed to be true to the best of 
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B. a representation is guaranteed to be true, a warranty is believed to be true to the best of 
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How do warranties differ from representations? 
A. a warranty is guaranteed to be true, a representation is believed to be true to the best of 
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C. a warranty is issued by the insurer, a representation is a statement provided by the 
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The benefits under a Disability Buy-Out policy are ️️payable to the company or another 
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Which of the following statements does NOT accurately describe the tax treatment of 
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The Health Insurance Portability and Accountability Act (HIPAA) gives privacy protection for 
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The benefits under a Disability Buy-Out policy are ️️payable to the company or another 
shareholder 
Which of the following statements does NOT accurately describe the tax treatment of 
premiums and benefits of individual Accident and Health insurance? ️️Disability income 
policy premiums are tax-deductible 
The Health Insurance Portability and Accountability Act (HIPAA) gives privacy protection for 
️️health informati...
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An employer is issued a group medical insurance policy. This single contract is known as a(n) 
entire contract 
master policy 
certificate of coverage 
employer contract ️️Master Policy 
What is issued to each employee of an employer health plan? 
Provision 
Receipt 
Policy 
Certificate ️️Certificate
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Health and Accident Insurance Test 
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An employer is issued a group medical insurance policy. This single contract is known as a(n) 
entire contract 
master policy 
certificate of coverage 
employer contract ️️Master Policy 
What is issued to each employee of an employer health plan? 
Provision 
Receipt 
Policy 
Certificate ️️Certificate
Health and Accident Insurance Test Questions and Answers 100% Solved
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During the underwriting process for a group health policy, it was discovered that 15 out of 50 
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When a claim has coverage under more than one health plan, which group medical plan 
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What percentage of eligible employees must participate in a noncontrib...
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During the underwriting process for a group health policy, it was discovered that 15 out of 50 
members of the group have major health issues. How would the insurer handle this? 
️️Accept or reject the whole group 
When a claim has coverage under more than one health plan, which group medical plan 
provision applies? ️️Coordination of benefits 
What percentage of eligible employees must participate in a noncontrib...
IPAP ENT Test Questions and Answers 100% Solved
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Describe the external auditory canal. ️️An S-shaped, 2.5 cm long canal, that secretes 
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What are the ossicles of the middle ear? ️️Malleus, Incus, Stapes 
What is the most common type of skin cancer found on the auricle? ️️Basal cell carcinoma 
A patient presents to the cl...
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Describe the external auditory canal. ️️An S-shaped, 2.5 cm long canal, that secretes 
cerumen via sebaceous glands (in the distal third portion). 
What does cerumen do for the ear canal? ️️Cerumen provides protection and lubrication 
for the EAC. 
What are the ossicles of the middle ear? ️️Malleus, Incus, Stapes 
What is the most common type of skin cancer found on the auricle? ️️Basal cell carcinoma 
A patient presents to the cl...
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