Lender Study guides, Class notes & Summaries
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M100 Exam 2023 Questions with correct Answers
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Community Association - Answer- Mandatory memberships, mutually binding contracts, lien-based assements 
 
Purpose of community association - Answer- Provide for the community, business, and governance aspects of the association 
 
Basic types of community association - Answer- Planned communities, condominium, and cooperatives 
 
Planned community - Answer- HOA, owner association 
 
Condominium - Answer- Owner of his/her unit 
 
Cooperative - Answer- Owns stock/holds lease 
 
Types of community...
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Nevada Real Estate Exam Questions and Answers (Graded A)
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Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)Nevada Real Estate Exam Questions and Answers (Graded A)What is the minimum balance of the real estate education, research, and recovery fund? 
A) $300,000. 
B) $100,000. 
C) $250,000. 
D) $500,000. - ANSWER-a 
 
2. How long after the signing of a contract for the purchase of a lot in NV or anywhere else may the purchaser cancel t...
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Champions Principles of Real Estate 2 questions with correct answers
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appraisal CORRECT ANSWER value of a property maybe affected by social, economic, govt and environmental influences 
 
Loan-to-Value Ratio (LTV) CORRECT ANSWER The percentage of value or sales price that a lender is willing to finance. 
 
limited appraisal report CORRECT ANSWER exterior only/drive by inspection. deemed as low risk loan 
 
highest and best use of property CORRECT ANSWER legal use that gives the greatest return 
 
Principal of Contribution CORRECT ANSWER cost does not equal value 
...
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NC Post Licensing – 303 Correct 100%
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A Licensee may not earn compensation when there license - VIP - ANSWER is INACTIVE or EXPIRED 
 
A Licensee can receive compensation that was earned WHEN - VIPterm-0 - ANSWER the license was current and active even if inactive of expired after 
 
A BIC may NOT pay a licensee's ENTITY - ANSWER unless the entity has a firm license. 
 
A Licensee can share commission with parties BUT - ANSWER 1) Must be in writing - as part of the agreement 
 
2) Must be subject to Lender Approval in case of loans...
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Colibri School Exam NJ 2023(updated)question and answers rated A+
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Colibri School Exam NJ 2023(updated)question and answers rated A+In a real estate transaction the principal would BEST be described as the - correct answer Person represented by an agent 
 
Bert is showing his buyer a home in a historic district. The buyer mentions in passing that she would like to place solar panels on the roof. Beet knows that the homeowners association CC&Rs would prohibit this to protect the historic character of the neighborhood, but he doesn't tell the buyer for fear she...
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RECA Fundamentals Exam Questions and Answers Already Passed
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RECA Fundamentals Exam Questions and Answers Already Passed 
Which of the following is NOT a RECA educational resource for industry professionals? Spatial Information System (Spin 2) 
Which entity has the authority to amend the Real Estate Act Provincial Legislature 
Which of the following measures the change in a cost of a fixed basket of goods and services purchased by families over a period of time Consumer Price Index (CPI) 
Which of the following will occur to the supply of a good when ther...
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2022 /23 PSC - Finance and Business Exam Notes
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QUESTION 1A – FSMA REGULATIONS 
No person may carry on a regulated activity in the UK unless authorised or exempt (s19 FSMA). 
Need to ensure that the firm is not committing a criminal offence by carrying out a regulated activity 
without authority pursuant to S 23 FSMA, so we need to consider the effect of FSMA. 
1. Are you in Business? 
a. For an activity to be a regulated activity under FSMA, it must be “carried on by way of business”. 
As the firm is providing a service for the client,...
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McKissock Basic Appraisal Principles All Possible Questions and Answers 100% Solved
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McKissock Basic Appraisal Principles 
All Possible Questions and Answers 
100% Solved 
An appraiser paid a referral fee in conjunction with an assignment. Which statement is TRUE 
regarding this situation, according to USPAP? The appraiser must disclose that a fee was 
paid, but does not have to disclose the amount paid. 
An appraiser finds out after completing an appraisal that the lender/client's loan did not close. 
What should the appraiser do regarding the appraisal fee? Charge the agr...
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REAL ESTATE FINANCE PRACTICE EXAM NEW SOLUTION 2023 COMPLETE EXAM UPDATE
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A __________ is a permanent change in one or more of the terms of a borrower's loan. 
Loan Qualification 
Loan Modification 
Loan Approval 
Loan Origination - ANS IS Loan Modification 
What time period must borrowers have in job history with the same employer to qualify? 
2 months 
6 months 
1 year 
2 years - ANS IS 2 years 
Unscrupulous actions carried out by a lender to entice, induce and/or assist a borrower 
in taking a mortgage that carries high fees, a high interest rate, strips the borro...
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HUD Certification Exam Questions And Answers 2023
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Deed Restrictions - Answer- Legally enforceable terms that govern the use of real estate 
 
Redlining - Answer- The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. 
 
Civil Rights Act of 1968 - Answer- Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piece of legislation, which pr...
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