Insurance Study guides, Class notes & Summaries
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NC Life Insurance Exam Prep Questions and Answers Already Passed
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide 
All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents 
What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled 
An agent who signs a blank contract application or policy of insu...
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Pearson Vue Life Insurance Practice Exam Questions and verified Answers
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Pearson Vue Life Insurance Practice Exam Questions and verified Answers 
P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
 
 
A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: 
 
 
An insurance producer takes an application for a life insurance policy but does not collect the initial premium. On d...
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers)
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California Life Accident and Health Insurance State Exam Questions and Answers (2024/2025)(Verified Answers) 
 
 
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California life accident and he...
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RRLLB81 Assignment 2 (3 Research Reports) Semester 1 2024 - DUE 4 April 2024 (TOPIC 1: COMPANY LAW; TOPIC 3: CRIMINAL PROCEDURE; TOPIC 4: INSURANCE LAW)
- Exam (elaborations) • 72 pages • 2023
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RRLLB81 Assignment 2 (3 Research Reports) Semester 1 2024 - DUE 4 April 2024 (TOPIC 1: COMPANY LAW; TOPIC 3: CRIMINAL PROCEDURE; TOPIC 4: INSURANCE LAW) ... 100 % TRUSTED workings, explanations and solutions. For assistance call or W.h.a.t.s.a.p.p us on +/ 2/ 5/ 4 /7 /7 /9 /5 /4 /0 /1 /3 /2 . 
 
TOPIC 1: COMPANY LAW THE TURQUAND RULE AND THE LIABILITY OF COMPANIES IN SOUTH AFRICAN LAW; TOPIC 4: INSURANCE LAW THE INSURED’S DUTY TO TAKE REASONABLE PRECAUTIONS TO AVOID LOSS OR DAMAGE TO THE OBJEC...
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NJ Property/ Casualty Insurance Exam 2024 with 100% correct answers
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Why was the commercial Insurance Deregulation Act Created? - correct answer To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices 
 
Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - correct answer Commercial policies 
 
When must rate amendments & policy forms be filed with the commissioner? - correct answer 30 days before 
 
What losses are excluded from flood insurance? ...
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Texas Property & Casualty Insurance Exam Questions with Verified Solutions (420 Questions) 2024 Update
- Exam (elaborations) • 74 pages • 2023
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Texas Property & Casualty Insurance Exam Questions with Verified Solutions (420 Questions) 2024 Update
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Alabama Life and Health Insurance Exam Questions and Answers [2023 - 2024] (Verified by Expert)
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Alabama Life and Health Insurance Exam Questions and Answers [2023 - 2024] (Verified by Expert) 
 
Alabama Life and Health Insurance Exam Questions and Answers [2023 - 2024] (Verified by Expert)
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Complete Test Bank Principles of Risk Management and Insurance 14th Edition Rejda Questions & Answers with rationales (Chapter 1-27)
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Principles of Risk Management and Insurance 14th Edition Rejda Test Bank 
 
Complete Test Bank Principles of Risk Management and Insurance 14th Edition Rejda Questions & Answers with rationales (Chapter 1-27) 
 
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Kentucky Life Insurance State Exam Practice Questions with Answers (new 2024)
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Kentucky Life Insurance State Exam Practice Questions with Answers (new 2024)
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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