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Primerica Exam General 100% Correct Answers |Question and Answer|
Primerica Exam General 100% Correct Answers |Question and Answer| An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? a) Unilateral b) Conditional c) Personal d) Adhesion *Ans* Adhesion An insurance policy that only...
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- • 20 pages •
Primerica Exam General 100% Correct Answers |Question and Answer| An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? a) Unilateral b) Conditional c) Personal d) Adhesion *Ans* Adhesion An insurance policy that only...
Life Insurance Primerica Solved Exam |Question and Answer| 100% Correct
Life Insurance Primerica Solved Exam |Question and Answer| 100% Correct 401 k plan *Ans* A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment *Ans* Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner. Accelerated Death Benefit *Ans* Policy provision that all...
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- • 25 pages •
Life Insurance Primerica Solved Exam |Question and Answer| 100% Correct 401 k plan *Ans* A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment *Ans* Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner. Accelerated Death Benefit *Ans* Policy provision that all...
Primerica Exam |Question and Answer| 100% Correct
Primerica Exam |Question and Answer| 100% Correct Which of the following is not ordinary life insurance? a. A life paid up to 65 policy b. A 30 year decreasing term policy c. A group life insurance policy d. A 20-year endowment policy *Ans* c. A group life insurance policy A failure to communicate information which a party to an insurance contract knows and should communicate, is called an act of: a. Concealment b. Intimidation c. Warranty d. Coercion *Ans* a. Concealment When a...
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Primerica Exam |Question and Answer| 100% Correct Which of the following is not ordinary life insurance? a. A life paid up to 65 policy b. A 30 year decreasing term policy c. A group life insurance policy d. A 20-year endowment policy *Ans* c. A group life insurance policy A failure to communicate information which a party to an insurance contract knows and should communicate, is called an act of: a. Concealment b. Intimidation c. Warranty d. Coercion *Ans* a. Concealment When a...
Primerica Life Insurance Chapter 5: Annuities |Question and Answer| 100% Correct
Primerica Life Insurance Chapter 5: Annuities |Question and Answer| 100% Correct Deferred *Ans* Withheld or postponed until a specified time or event in the future IRS *Ans* Internal Revenue Service: Responsible for tax collection and tax enforcement Life Contingency *Ans* Depended on whether or not the insured is alive Liquidation of an estate *Ans* converting a person's net worth into a cash flow Qualified Plan *Ans* A retirement plan that meets the IRS guidelines for receiving f...
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Primerica Life Insurance Chapter 5: Annuities |Question and Answer| 100% Correct Deferred *Ans* Withheld or postponed until a specified time or event in the future IRS *Ans* Internal Revenue Service: Responsible for tax collection and tax enforcement Life Contingency *Ans* Depended on whether or not the insured is alive Liquidation of an estate *Ans* converting a person's net worth into a cash flow Qualified Plan *Ans* A retirement plan that meets the IRS guidelines for receiving f...
Primerica Chapter 1 Questions Guide |100% Correct Answer| #VERIFIED
Primerica Chapter 1 Questions Guide |100% Correct Answer| #VERIFIED What do individuals use to transfer their risk of loss to a larger group? *Ans* Insurance Best Describe the MIB *Ans* Nonprofit organization that maintains underwriting information on applicants for life and health insurance An Insurer neglects to pay a legitimate claim that is covered under the terms of the policy. What insurance principles has the insurer violated? *Ans* Consideration The term "illustration" in a...
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Primerica Chapter 1 Questions Guide |100% Correct Answer| #VERIFIED What do individuals use to transfer their risk of loss to a larger group? *Ans* Insurance Best Describe the MIB *Ans* Nonprofit organization that maintains underwriting information on applicants for life and health insurance An Insurer neglects to pay a legitimate claim that is covered under the terms of the policy. What insurance principles has the insurer violated? *Ans* Consideration The term "illustration" in a...
Primerica Pre-licensing Course Solved Exam |Question and Answers| 100% Correct
Primerica Pre-licensing Course Solved Exam |Question and Answers| 100% Correct agent *Ans* legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer insured *Ans* the person covered by the insurance policy; this person may or may not be the policyowner broker *Ans* an insurance agent not appointed by an insurer and is deemed to represent the client insurance policy *Ans* a contract between ...
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Primerica Pre-licensing Course Solved Exam |Question and Answers| 100% Correct agent *Ans* legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer insured *Ans* the person covered by the insurance policy; this person may or may not be the policyowner broker *Ans* an insurance agent not appointed by an insurer and is deemed to represent the client insurance policy *Ans* a contract between ...
Primerica Final Exam Elaboration |Question and Answer| 100% Correct
Primerica Final Exam Elaboration |Question and Answer| 100% Correct Agent/Producer *Ans* A legal representative of an insurance company; the classification of -producer- usually includes agents and brokers; agents are the agents of the insurer. Applicant or proposed insured *Ans* a person applying for insurance Broker *Ans* an insurance producer not appointed by an insurer and is deemed to represent the client Insurance policy *Ans* a contract between policyowner (and/or insured) and...
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Primerica Final Exam Elaboration |Question and Answer| 100% Correct Agent/Producer *Ans* A legal representative of an insurance company; the classification of -producer- usually includes agents and brokers; agents are the agents of the insurer. Applicant or proposed insured *Ans* a person applying for insurance Broker *Ans* an insurance producer not appointed by an insurer and is deemed to represent the client Insurance policy *Ans* a contract between policyowner (and/or insured) and...
Life Insurance Exam 1 (Primerica) #Verified
Life Insurance Exam 1 (Primerica) #Verified 401k plan *Ans* A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment *Ans* Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner. Accelerated Death Benefit *Ans* Policy provision that allows full or partial payment of th...
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Life Insurance Exam 1 (Primerica) #Verified 401k plan *Ans* A qualified retirement plan in which the employee can set aside a portion of their income with pre-tax dollars. Absolute Assignment v. Collateral Assignment *Ans* Absolute: A permanent and irrevocable transfer of rights and/or benefits by the policyowner. Collateral: A temporary and/or revocable transfer of benefits by the policyowner. Accelerated Death Benefit *Ans* Policy provision that allows full or partial payment of th...
Primerica Life Insurance Exam |Question and Answer| 100% Correct
Primerica Life Insurance Exam |Question and Answer| 100% Correct Agent/Producer *Ans* A legal representative of an insurance company; the classification of -producer- usually includes agents and brokers; agents are the agents of the insurer. Applicant or proposed insured *Ans* a person applying for insurance Broker *Ans* an insurance producer not appointed by an insurer and is deemed to represent the client Insurance policy *Ans* a contract between policyowner (and/or insured) and an...
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Primerica Life Insurance Exam |Question and Answer| 100% Correct Agent/Producer *Ans* A legal representative of an insurance company; the classification of -producer- usually includes agents and brokers; agents are the agents of the insurer. Applicant or proposed insured *Ans* a person applying for insurance Broker *Ans* an insurance producer not appointed by an insurer and is deemed to represent the client Insurance policy *Ans* a contract between policyowner (and/or insured) and an...
Primerica Life Insurance Test Review [100% Correct Answer] Q&A
Primerica Life Insurance Test Review [100% Correct Answer] Q&A An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? *Ans* Mutual Which of the following is NOT a goal of risk retention? *Ans* To minimize the insured's level of liability in the event of loss Within how many da...
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Primerica Life Insurance Test Review [100% Correct Answer] Q&A An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? *Ans* Mutual Which of the following is NOT a goal of risk retention? *Ans* To minimize the insured's level of liability in the event of loss Within how many da...
WOMENS HEALTH FINAL EXAM [100% Correct]
Latest NAMs Menopause Certification Exam [100% Correct]
Women's Health FINAL EXAM: Menopause With 100% Correct Answers
Perimenopause and Menopause Exam Study Guide with 100% Correct Answers