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wazuki wazuki
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insurance adjusting Correct Questions & Answers(RATED A)
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10% removal squares by 1.10 - ANSWER Gable roofs have what waste factor so multiply what by what? 
 
15% removal squares by 1.15 - ANSWER Hip roofs have what waste factor so multiply what by what? 
 
.33, .67, or whole number - ANSWER Always round composition and laminate shingle replacement to? 
 
.25, .50, .75, or whole number - ANSWER Always round wood shingle replacement to? 
 
Up- eave to ridge + eave to ridge 
Over- length of ridge - ANSWER Gable roof square footage calculated by up and ov...
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insurance adjusting Correct Questions & Answers!!
- Exam (elaborations) • 13 pages • 2024
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10% removal squares by 1.10 - ANSWER Gable roofs have what waste factor so multiply what by what? 
 
15% removal squares by 1.15 - ANSWER Hip roofs have what waste factor so multiply what by what? 
 
.33, .67, or whole number - ANSWER Always round composition and laminate shingle replacement to? 
 
.25, .50, .75, or whole number - ANSWER Always round wood shingle replacement to? 
 
Up- eave to ridge + eave to ridge 
Over- length of ridge - ANSWER Gable roof square
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STATE FARM INSURANCE ACCURATE 100%
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What transfers the risk of loss from an individual or business entity to an insurance company - ANSWER Insurance 
 
The uncertainty of a risk or loss occurring - ANSWER risk 
 
A risk that can only result in a loss or no change with no opportunity for financial gain - ANSWER pure risk 
 
A risk that allows an opportunity for loss or gain (such as gambling) - ANSWER speculative risk 
 
CONDITIONS or SITUATIONS that increase the chance of a loss occurring (such as lifestyle, health conditions, scu...
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State Farm Correct Questions & Answers!!
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Absolute Assignment - ANSWER Policy assignment when assignee receives full control over the policy and full rights to its benefits. 
 
Accelerated benefits rider - ANSWER Life insurance rider that allow for early payment of some portion of policy's face amount, should the insured suffer from terminal illness/injury. 
 
adhesion - ANSWER Contract must be accepted by the insured exactly as it is written by the insurer. Terms of contract cannot be negotiated. Contract is offered on a take it or le...
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State Farm Auto Adjuster Certification Questions & Answers!!
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ACV - ANSWER actual cash value 
 
After Market Parts - ANSWER Parts produced by a 3rd party for use on automobiles. 
 
Betterment - ANSWER An improvement made to and automobile that increases its value, rather than a repair that simply maintains its current value 
 
BL - ANSWER Blend 
 
Blend - ANSWER This operation is equal to half the RF time on a panel. Blend would be necessary if an adjacent panel required some paint so the color would match. If damage is within 18" of an adjacent panel the...
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State Farm Questions & Answers!!
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the waiting period is 30 days as required by the Nation flood insurance program - ANSWER How long is the waiting period after the application has been accepted before flood coverage goes into effect? 
 
a customers camera left at a camera shop for repairs - ANSWER which of the following Is covered under the camera and musical instruments dealers floater 
 
the access over the self- insured retention 
 
retention is equivalent of a deductible in property insurance - ANSWER when an umbrella policy...
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Worley Estimatics Certification Accurate 100%
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Painting - ANSWER Measured on square feet 
New dry wall needs EITHER primer then one coat of paint, or two coats of paint. 
 
Trusses - ANSWER Measured in linear feet 
REMOVE OR REMOVE AND REPLACE? 
Span=building width 
"On center" tells you how far part each truss is 
Slope is used for selector code 
(Length of building)x(span)+1=#of trusses 
(#of trusses)x(span)=LF of trusses 
 
Roofing - ANSWER Measured in Squares 
REMOVE OR REMOVE AND REPLACE? 
Remove only=surface area in SQs 
Replace= # o...
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State farm auto external claim Resource Certification Exam Accurate 100%
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A. Overlap would not be applicable on the hood refinish time as it's the first major panel. A refinish overlap deduction would be applicable to the fender refinish time as it's an adjacent major panel.
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State Farm Estimatics Correct 100%
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Area of a square or rectangle - ANSWER Base x Height 
 
Area of a triangle - ANSWER 1/2 (Base x Height) 
 
Area of a trapezoid - ANSWER [(Base1 + Base2) / 2] x Height 
 
Area of a circle - ANSWER pi (3.14) x radius of the circle 
 
Top chord - ANSWER serves as a roof rafter 
 
Bottom chord - ANSWER serves as a ceiling joist; the length of this chord is the "span" 
 
Webbing - ANSWER bracing that ties top and bottom chords
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State farm Estimatics Complete Questions & Answers(RATED A)
- Exam (elaborations) • 2 pages • 2024
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Area of triangle - ANSWER 1/2 base x height 
 
Area of trapezoid - ANSWER [(Base1 + Base2)÷2] × height 
 
Area of circle - ANSWER Pie x r2 
 
Top chord - ANSWER Serves as a roof rafter 
 
Bottom Chord - ANSWER Serves as a ceiling joist 
 
Span - ANSWER Length of bottom chord