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Chapter 19 Louisiana Laws and Rules Questions With Solutions Rated A+ 2024.
The branch of dentistry which deals with the replacement of missing parts is called - Answer Prosthodontics The Fair Credit Reporting Act protects consumers - Answer With guidelines regarding credit reporting and distribution Within how many days must a producer submit a change in address? - Answer 30 What happens if the insurer discovers that the insured's age was accidentally misstated on an application for an individual life insurance policy? - Answer Benefits will be calcul...
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- • 7 pages •
The branch of dentistry which deals with the replacement of missing parts is called - Answer Prosthodontics The Fair Credit Reporting Act protects consumers - Answer With guidelines regarding credit reporting and distribution Within how many days must a producer submit a change in address? - Answer 30 What happens if the insurer discovers that the insured's age was accidentally misstated on an application for an individual life insurance policy? - Answer Benefits will be calcul...
LA Life Insurance Series 101 Pro Exam And Quality Answers 2024.
Which type of rider pays out a capital sum in case an insured loses a limb or their eyesight? - Answer Accidental Death and Dismemberment If a policyowner of a convertible term life insurance policy exercises his/her right to convert, which of the following will happen? - Answer The term policy will be replaced by a permanent life insurance policy Which of the following is NOT a purpose of the rule regarding replacement of Life Insurance? - Answer Regulate the replacement of Insuranc...
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- • 11 pages •
Which type of rider pays out a capital sum in case an insured loses a limb or their eyesight? - Answer Accidental Death and Dismemberment If a policyowner of a convertible term life insurance policy exercises his/her right to convert, which of the following will happen? - Answer The term policy will be replaced by a permanent life insurance policy Which of the following is NOT a purpose of the rule regarding replacement of Life Insurance? - Answer Regulate the replacement of Insuranc...
LA Series 103 Exam Questions With All Correct Answers 2024.
Maximum benefit refers to the - Answer upper limit of the total lifetime benefits the insurance company will pay ____ is NOT an element of a valid contract - Answer Countersignature ______ life is designed to pay the balance of a loan if the insured dies before repayment of the loan - Answer Credit A 10% excise tax is normally applied to an early withdrawal from an IRA. According to HIPPA, this tax will not be applied if the withdrawal is used for medical expenses that exceed ___ ...
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- • 66 pages •
Maximum benefit refers to the - Answer upper limit of the total lifetime benefits the insurance company will pay ____ is NOT an element of a valid contract - Answer Countersignature ______ life is designed to pay the balance of a loan if the insured dies before repayment of the loan - Answer Credit A 10% excise tax is normally applied to an early withdrawal from an IRA. According to HIPPA, this tax will not be applied if the withdrawal is used for medical expenses that exceed ___ ...
Laws and Rules Latest Exam Questions And Verified Answers 2024.
An employer may qualify for health care tax credits through SHOP Marketplace if that employer has fewer than how many employees? - Answer 25 An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - Answer Inflation Protection An insurer need NOT pay interest on death benefits if the proceeds of the life policy are paid within - Answer 20 days after the date of the death of the insured. After the first payment is made, the g...
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- • 5 pages •
An employer may qualify for health care tax credits through SHOP Marketplace if that employer has fewer than how many employees? - Answer 25 An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? - Answer Inflation Protection An insurer need NOT pay interest on death benefits if the proceeds of the life policy are paid within - Answer 20 days after the date of the death of the insured. After the first payment is made, the g...
Louisiana Insurance Study Guide Post Exam And Correct Answers 2024.
To assure the public that only competent trustworthy individuals and other entities sell insurance and to protect and promote the public interest. - Answer Licensing/Purose A contract under which one party undertakes to pay another against a loss of a specified contingency or peril. - Answer Insurance What is another word for insurance company? - Answer Insurer What is another word for a client? - Answer Insured Who is the producer? - Answer you are Any individual who is...
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- • 3 pages •
To assure the public that only competent trustworthy individuals and other entities sell insurance and to protect and promote the public interest. - Answer Licensing/Purose A contract under which one party undertakes to pay another against a loss of a specified contingency or peril. - Answer Insurance What is another word for insurance company? - Answer Insurer What is another word for a client? - Answer Insured Who is the producer? - Answer you are Any individual who is...
LOUISIANA LAWS AND RULES EXAM AND ANSWERS GRADED A+ 2024.
A Louisiana insurance producer solicits a life insurance policy. In the event of a controversy between the insured and the company, the producer is considered to represent the insured beneficiary company policyholder - Answer company When a producer is replacing an existing ordinary life insurance policy, the producer must take all of the following actions EXCEPT give the applicant a Notice Regarding Replacement of Life Insurance give the applicant the original or a copy of ...
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- • 9 pages •
A Louisiana insurance producer solicits a life insurance policy. In the event of a controversy between the insured and the company, the producer is considered to represent the insured beneficiary company policyholder - Answer company When a producer is replacing an existing ordinary life insurance policy, the producer must take all of the following actions EXCEPT give the applicant a Notice Regarding Replacement of Life Insurance give the applicant the original or a copy of ...
Louisiana Laws and Rules Revision Exam Fully Solved 2024.
charles is a producer who is licensed in louisiana but resides in mississippi. Charles is considered to be a(n) - Answer Nonresident producer Karen the producer pays for her client's initial premium payment as an incentive for purchase. this act is considered a(n) - Answer Rebate an indemnity plan limitation that will pay the dental bills after a small amount is paid by the insured is called - Answer Coinsurance according to Louisiana law, group life insurance conversion privi...
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- • 12 pages •
charles is a producer who is licensed in louisiana but resides in mississippi. Charles is considered to be a(n) - Answer Nonresident producer Karen the producer pays for her client's initial premium payment as an incentive for purchase. this act is considered a(n) - Answer Rebate an indemnity plan limitation that will pay the dental bills after a small amount is paid by the insured is called - Answer Coinsurance according to Louisiana law, group life insurance conversion privi...
Louisiana Life, Health, and Accident Insurance Pro Exam And Actual Answers 2024.
An agent is completing an application for a long-term care policy. The agent is required to do all of the following EXCEPT (Choose from the following options) 1. Warn the applicant about the 10-day free-look period. 2. Make sure the policy is appropriate for the applicant's needs. 3. Provide the applicant with the Outline of Coverage. 4. Ask where the applicant has another LTC policy in force. - Answer Warn the applicant about the 10-day free-look period. An insured has an Acci...
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- • 100 pages •
An agent is completing an application for a long-term care policy. The agent is required to do all of the following EXCEPT (Choose from the following options) 1. Warn the applicant about the 10-day free-look period. 2. Make sure the policy is appropriate for the applicant's needs. 3. Provide the applicant with the Outline of Coverage. 4. Ask where the applicant has another LTC policy in force. - Answer Warn the applicant about the 10-day free-look period. An insured has an Acci...
Louisiana Life, Accident and Health Practice Exam Well Answered 100% 2024.
Select from the choices below the best description of a speculative risk? - Answer Involving the possibility of a gain in addition to the uncertainty of loss If there is a material change in an MEC contract, what is the first thing needing to be done? - Answer Another 7 pay test Which of the following is not taxable? - Answer Fixed amount installments A premature distribution from a Roth IRA made before the age 59.5 is subject to a 10% penalty tax unless: - Answer It was used as...
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- • 100 pages •
Select from the choices below the best description of a speculative risk? - Answer Involving the possibility of a gain in addition to the uncertainty of loss If there is a material change in an MEC contract, what is the first thing needing to be done? - Answer Another 7 pay test Which of the following is not taxable? - Answer Fixed amount installments A premature distribution from a Roth IRA made before the age 59.5 is subject to a 10% penalty tax unless: - Answer It was used as...
Louisiana Personal Lines Insurance Exam Questions Fully Answered 2024.
Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? a) $125,000 b) $75,000 c) $50,000 d) $25,000 - Answer c) $50,000 Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the diff...
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- • 37 pages •
Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? a) $125,000 b) $75,000 c) $50,000 d) $25,000 - Answer c) $50,000 Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the diff...
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