Health insuran Study guides, Class notes & Summaries
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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Louisiana Life and Health Insurance Exam questions and 100% correct answers
- Exam (elaborations) • 90 pages • 2023
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All of the following are correct about the required provisions of a health insurance policy EXCEPT 
 
A. The entire contract clause means the signed application, policy, endorsements, and attachments constitute the entire contract. 
 
B. A reinstated policy provides immediate coverage for an illness. 
 
C. Policies become incontestable after being in force for 3 years. 
 
D. A grace period of 31 days is found in an annual pay policy. - correct answer B. A reinstated policy provides immediate co...
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Health Insurance Florida 2-40 Practice Exam Questions #2 with Answers (latest Update 2023)
- Exam (elaborations) • 158 pages • 2023
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Health Insurance Florida 2-40 Practice Exam Questions #2 with Answers (latest Update 2023)
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NEVADA LIFE & HEALTH INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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term insurance Answer - temporary protection because it only provides coverage for a specific period of time 
 
face amount Answer - death benefit 
 
3 basic types of term coverage Answer - level, increasing, decreasing 
 
- based on how the face amount changes during the policy term 
 
What is the premium in term insurance? Answer - regardless of type of term insurance purchased, premium is level throughout the term of policy 
 
level term insurance Answer - death benefit does not change throug...
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PSI - NY Life, Accident and Health Insurance Exam Package DEAL with Complete Questions and Answers 100% Correct
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PSI - NY Life, Accident and Health Insurance Exam Package DEAL with Complete Questions and Answers 100% CorrectPSI - NY Life, Accident and Health Insurance Exam Package DEAL with Complete Questions and Answers 100% CorrectPSI - NY Life, Accident and Health Insurance Exam Package DEAL with Complete Questions and Answers 100% CorrectPSI - NY Life, Ac
And that's how you make extra money
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Life, accident and health insurance state exam- OH Already Passed
- Exam (elaborations) • 31 pages • 2023
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Life, accident and health insurance state exam- OH Already Passed 
A person who is a nonsmoker, of average weight and in excellent health would most likely be in which risk classification? preferred 
Preferred risk policies with reduced premiums are issued by insurance companies bc the insured has better than average mortality 
The waiver of premium does NOT include which provision? Al future premiums are waived if the insured recovers from the disability 
An advertisement for an insurance produ...
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers 
 
P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
a: irrevocable beneficiary 
b: revocable beneficiary 
c: secondary beneficiary 
B 
A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: 
A. indemnity contract 
B. invest...
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Colorado Health Insurance Exam| Questions and Verified Answers|100% Correct (2023/2024)
- Exam (elaborations) • 28 pages • 2023
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Colorado Health Insurance Exam| Questions and Verified Answers|100% Correct (2023/2024) 
 
Q: A group long-term disability plan is integrated with Social Security when which of the following statements is CORRECT? 
A. Social Security and group benefits pay a combined maximum limit. 
A. 
Social Security and group benefits pay a combined maximum limit. 
B. Full group benefits are paid in addition to Social Security benefits. 
B. 
Full group benefits are paid in addition to Social Security ben...
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Colorado Health Insurance Exam Questions with correct Answers
- Exam (elaborations) • 7 pages • 2023
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Mandatory Uniform Provisions - Answer- Must be included in every individual accident policy, no additional provisions may be included which otherwise restrict or modify a uniform provision, designed to protect the insured's interest Entire Contract Clause- Mandatory Uniform - Answer- Includes the policy and provisions, c a copy of the application and any riders, waivers, or endorsements Time Limit on Certain Defenses-Mandatory Uniform - Answer- No statement or misstatement may be contested afte...
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NY Life, Accident, and Health Insurance Agent/Broker Exam Series 17-55| 200 QUESTIONS| GRADED A
- Exam (elaborations) • 44 pages • 2022
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Process 2103 (d-i) Correct Answer: 1. The Superintendent may issue a license to any person, firm or corporation who has complied with the requirements of the Insurance Code, authorizing the licensee to act as agent of any authorized insurer. Every individual applicant for a license under this section and every proposed sub-licensee must be 18 years of age or older at the time of issuance of such license. The person must submit to and pass a written examination required by the Superintendent. 
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